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Air
bags save thousands of lives each year, according to The National
Highway Traffic Safety Administration (NHTSA). In frontal crashes, air
bags reduce deaths among drivers by about 30 percent and among
passengers by 27 percent.
Air bags, however, can be dangerous. If small children sit unbelted in
the front seat, they can be catapulted into the path of a deploying air
bag, which inflates with great force. This risk also applies to small
adults—who must sit close to the steering wheel in order to reach the
pedals—pregnant women and the elderly. Infants in rear-facing safety
seats on the passenger side can be severely injured because their heads
are in the direct path of an inflating air bag. If your airbag is stolen
or it deploys, you must get a new one, but you will be reimbursed under
the comprehensive portion of your auto insurance policy.
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Preventing
air bag injuries

Drivers should have all children sit in the backseat wearing a safety
belt. Infants should be placed in rear-facing car seats and put in the
backseat. Small adults should move the seat back so that their
breastbone is at least 10 inches from the air bag cover.
If this is not possible, air bag switches can be installed so that the
vehicle owner has the option of turning the bag off or on, depending on
the situation. In January 1998, NHTSA allowed auto dealers and repair
shops to begin installing air bag cut-off switches. Before the switch
can be installed, vehicle owners must complete a four-step process:
- Obtain an information brochure and request form from NHTSA,
dealerships or repair shops
- Return the form to NHTSA
- Receive authorization from NHTSA after it reviews the case
- Take the vehicle to the service shop along with the authorization
from NHTSA which certifies that the owner has read the brochure and
met one of the four eligibility classifications:
- rear-facing infant seat can be in the front (necessary if the
vehicle has no back-seat)
- driver's seat cannot be adjusted to keep more than 10 inches
between the driver and the steering wheel
- putting a child 12 or under in the front seat can not be
avoided
- having a medical condition that puts them at risk of injury
when an air bag deploys.
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Used
with permission from Insurance Information Institute, Inc. - ALL RIGHTS
RESERVED -
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